What is a Private Money Lender in Ireland?
A private money lender in Ireland is an individual, group, or company that offers loans outside of the traditional banking system. Instead of borrowing from a bank or credit union, people can get funds directly from these private lenders.
The private loans from Irish private money lenders can be for personal use, business, real estate investment, or urgent financial needs. They are often more flexible than bank loans and may be tailored to the borrower’s unique situation.
What type of private money loans are available in Ireland ?
In Ireland, private money loans come in several forms with the most common are personal loans for expenses like education, medical bills, or debt consolidation, and business loans that help small companies or entrepreneurs with working capital or expansion.
Private lenders also provide property and real estate loans, including bridging loans for quick financing when buying or selling a home, and development loans for renovations or investments; also peer-to-peer (P2P) loans connect borrowers directly with private investors through online platforms.
Is there a list or private money lenders in Ireland ?
Here’s a list of private money lenders in Ireland, including both P2P platforms and direct private (non-bank) lenders:
P2P / Crowdlending Platforms
- Initiative Ireland – Ireland’s largest peer-to-peer property lending platform, funding social and affordable housing.
- NLInvesteert – A Dutch-origin P2P platform active in funding SMEs in Ireland through pooled investments.
- CrossLend – Digital lending marketplace operating across multiple European countries, including Ireland.
- Other P2P platforms – Like Lendahand, Max Crowdfund, and similar players offering business and real estate loans.
Private (Hard Money / Non-Bank) Lenders
- Finance Ireland – Ireland’s largest privately owned non-bank lender, specializing in commercial property, motor finance, asset-backed, and agri-finance.
- Wayflyer – Fintech offering revenue-based finance (invoice discounting/factoring), focused on e‑commerce and technology businesses.
- Investec Private Finance Ireland – Regulated by the Central Bank of Ireland, providing tailored private lending solutions. Investec
- Fiduciam – UK-based non-bank lender providing short-term, asset-backed bridging and development finance in Ireland.
- Enness Global – A broker catering to high-net-worth individuals, arranging bespoke bridging loans, structured mortgages, and portfolio finance.
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